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Annual Report 2008/09: Part 3 - Residential Tenancies Trust Account financial statements

Statement of financial performance for the year ended 30 June 2009

Actual 2008 $ 000   Actual 2009 $ 000
  Revenue
21,003 Interest earned from bank deposits 21,232
21,003 Total revenue 21,232
  Expenditure
21,003 Interest to Department of Building and Housing 21,232
- Operating surplus -

Note: RTTA audit fees are paid by the Department of Building and Housing.

Reconciliation of Movements in Bondholders' Funds for the year ended 30 June 2009

Actual 2008
$ 000
  Actual 2009
$ 000
230,976 Bondholders' funds at 1 July 260,445
144,604 Bonds lodged 159,069
115,135) Bonds refunded (127,679)
260,445 Bondholders' funds at 30 June 291,835

Statement of financial position as at 30 June 2009

Actual 2008
$ 000
  Note Actual 2009
$ 000
  Current assets
9,250 Cash and cash equivalents   8,988
180,950 Investments 2 212,150
14,212 Receivables   17,499
204,412 Total current assets   238,637
  Non-current assets
76,200 Investments 2 73,800
76,200 Total non-current assets   73,800
280,612 Total assets   312,437
  Current liabilities
20,142 Payables   20,574
25 Other   28
20,167 Total current liabilities   20,602
260,445 Net assets   291,835
  Bondholders' funds
230,976 Opening balance   260,445
29,469 Net increase   31,390
260,445 Closing balance of bondholders' funds   291,835

Statement of cash flows for the year ended 30 June 2009

Actual 2008
$ 000
  Note Actual 2009
$ 000
  Cash flows from operating activities
  Cash was provided from:
18,216 Interest received   17,945
  Cash was disbursed to:
(19,199) Interest payments to Department of Building and Housing   (20,800)
(983) Net cash from operating activities 5 (2,855)
  Cash flows from investing activities
  Cash was provided from:
185,451 Proceeds from maturity of investments   270,514
  Cash was disbursed to:
(212,450) Purchase of investments   (299,314)
(10) Disposal of goods   3
(27,009) Net cash from investing activities   (28,797)
  Cash flows from financing activities
  Cash was provided from:
144,604 Lodgement of bonds   159,069
  Cash was disbursed to:
(115,135) Refund of bonds   (127,679)
29,469 Net cash from financing activities   31,390
1,477 Net increase/(decrease) in cash   (262)
7,773 Cash at the beginning of the year   9,250
9,250 Cash at the end of the year   8,988

Notes to the financial statements for the year ended 30 June 2009

Note 1: Statement of accounting policies for Residential Tenancies Trust Account

Reporting entity

The Department of Building and Housing manages the Residential Tenancies Trust Account pursuant to the Public Finance Act 1989 and the Residential Tenancies Act 1986. The Department took over direct management of the Residential Tenancies Trust Account on 18 August 1992.

All interest arising from any investment in the Residential Tenancies Trust Account belongs to the Crown and is treated as other revenue to the Department of Building and Housing.

Investments are held in approved securities under the Public Finance Act 1989. The Department of Building and Housing pays costs associated with the management of the Residential Tenancies Trust Account as departmental expenses.

The financial statements of the Residential Tenancies Trust Account are for the year ended 30 June 2009. The financial statements were authorised for issue by the Chief Executive of the Department on 30 September 2009.

Basis of preparation

The financial statements of the Residential Tenancies Trust Account have been prepared in accordance with the requirements of the Public Finance Act 1989, which includes the requirements to comply with New Zealand generally accepted accounting practice (NZ GAAP).

These financial statements have been prepared in accordance with, and comply with, NZ IFRS as appropriate for public benefit entities.

The accounting policies set out below have been applied consistently to all periods presented in these financial statements.

The financial statements have been prepared on a historical cost basis.

The financial statements are presented in New Zealand dollars and all values are rounded to the nearest thousand dollars ($ 000). The functional currency of the Residential Tenancies Trust Account is New Zealand dollars.

Revenue
The Trust derives revenue from interest on investments. Interest on investments is accrued on a monthly basis.

Cash
Cash is defined as coins, notes and demand deposits in the Trust bank account and other deposits held on call.

Receivables
Receivables are stated at estimated realisable value.

Investments
Investments are not generally traded but held to maturity. Investments in government stock and bonds are valued at cost with premiums and discounts on investments accounted for on a yield to maturity basis. Investments in bank deposits are valued at cost.

Financial instruments
he Residential Tenancies Trust Account is party to financial instruments as part of its normal operations. These financial instruments include accounts payable and receivable, cash, deposits and investments. Revenue and expenditure in relation to all financial instruments are recognised in the Statement of Financial Performance.

Except for those items covered by a separate accounting policy, all financial instruments are shown at estimated fair value.

Taxation
The Residential Tenancies Trust Account is exempt from income tax in terms of the Income Tax Act 2004. Accordingly, no charge for income tax has been provided for.

Changes in accounting policies
There have been no changes in accounting policies. All policies have been applied on a basis consistent with the previous year.

Note 2: Investments by Counterparty

Investments are undertaken in line with the Department's investment strategy. Investments were held with the following counterparties as at 30 June (investment values at book value).

Actual 2008
$ 000
  Actual 2009
$ 000
  Current
32,200 Westpac 41,000
80,450 ANZ/National Bank 54,950
25,500 BNZ 65,500
42,800 ASB 50,700
180,950 Total current 212,150
  Non-current
24,000 Westpac 5,000
12,700 ANZ/National Bank 7,500
20,500 BNZ 10,000
19,000 ASB 51,300
76,200 Total non-current 73,800
257,150 Total investments by counterparty 285,950
  Weighted average interest rates
8.77% Short-term deposits 5.50%
8.83% Term deposits 7.60%

Note 3: Book value of Investment

Annual 2008
$000
  Actual 2009
$000
257,150 Bank deposits 285,950
257,150 Total book value of investments 285,950

Fair value of the investments approximates the book value.

Note 4 : Financial Instruments

Financial instruments that are potentially subject to credit risk principally consist of cash on hand, bank
balances, accounts receivable, short-term deposits and investments.

Credit risk
Credit risk is the risk that a third party will default on its obligations. The maximum exposures to credit risk at balance date are:

Annual 2008
$000
  Actual 2009
$000
9,250 Cash held 8,988
14,212 Accounts receivable 17,499
257,150 Investments 285,950
280,612 Total 312,437

There are no major concentrations of credit risk for accounts receivable.

The Crown Retail Deposit Guarantee Scheme for deposits held with banks that have opted into the scheme provides a guarantee of $1 million per depositor per guaranteed institution. Deposits beyond this level are not covered by this scheme.

Currency risk
Currency risk is the risk that the value of debtors and creditors due in foreign currency will fluctuate because of changes in foreign exchange rates.

The Residential Tenancies Trust Account has no currency risk, given that any financial instruments it deals with are in New Zealand dollars.

Interest rate risk
Interest rate risk is the risk that the return on the funds invested will fluctuate due to changes in market interest rates. The Residential Tenancies Trust Account has no interest rate risk, as all investments are held
to maturity. Deposits are held with authorised New Zealand banks.

Fair value
The fair value of all financial instruments is equivalent to the carrying amount disclosed in the Statement.

Note 5: Reconciliation of Operating Surplus to Net Cash Flows from Operating Activities

Annual 2008
$000
  Actual 2009
$000
- Operating surplus -
  Add/(less) movements in working capital
(2,787) Increase)/decrease in interest receivable (3,287)
1,804 Increase/(decrease) in interest payable 432
(983) Net cash flows from operating activities (2,855)

Note 6 : Commitments and contingencies

The Residential Tenancies Trust Account has no commitments or contingent liabilities at balance date (2008: nil).

Note 7: Events after the balance date

No events have occurred between the balance date and date of signing these financial statements that materially affect the financial statements.

Note 8: Capital management

The Residential Tenancies Trust Account’s capital is its bondholders’ funds and is represented by net assets.